Credit card

Unlimited Lounge Access

Unlimited complimentary access to 2000+ airport lounges across India and the world.

Milestone Benefits

Exciting travel benefits on milestone spends – flights, hotel stays, vouchers, and more.

Reward Points on Every Spend

Earn accelerated Reward Points on every spend and redeem across 100+ travel and lifestyle partners.

Zero Forex Markup

0% forex markup on all international transactions. Spend abroad worry-free.

Smart & Secure Experience

Manage your card effortlessly with real-time alerts, easy controls, and seamless payments.

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Airport Lounge Access
Free Airport Lounge Access

Enjoy 1 complimentary domestic or international lounge visit per quarter (4 visits per year) with no minimum spend required.

Earn High FD Interest
Earn up to 7%* Interest on FD

100% RBI-insured Fixed Deposit backing your card that earns high interest while building your credit score.

FD Starting from Rs 2000
Guaranteed Approval from ₹2,000 FD

Get a guaranteed Lifetime FREE credit card starting with an FD of just ₹2,000—no income proof or credit score required.

Instant Issuance & UPI
Instant Digital Issuance & UPI

Instant virtual card issuance with seamless RuPay UPI linkage and digital control via the Novio mobile app.

Rewards & Merchant Offers
Novio Coins & ₹5,000 Welcome Offers

Earn up to 10% Novio coins on fuel & spends, plus top partner discounts across Swiggy, Amazon, Zepto, and BookMyShow (BOGO).

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Choose your card colour

Pick the colour that matches your style. Choose from 3 stunning colours – pop, lit or ice.

Choose your billing date

Pick any date (1st to 28th) that suits your cash flow and lifestyle.

Choose your merchants & earn more

Select your preferred merchant categories and get accelerated cashbacks as per your needs. (Shopping, travel, dining, & more)

100% Digital experience

Manage, monitor and customize your card instantly with payzapp. Instant control Easy statements Smart alerts

Rewards that adapt to you

Enjoy exciting cashbacks, exclusive offers and benefits across shopping, dining, travel and more – on your chosen categories.

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Axis Bank Life Time Free Signature Card

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